Mo Ghara Yojana Odisha 2023: Online Apply, Eligibility & Beneficiary List I ମୋ ଘରା ଯୋଜନା ଓଡିଶା

Mo Ghara Yojana Odisha Online Apply I Eligibility I Registration I Benefits I Beneficiary List I PDF Form I Last Date I Interest Rate I Age Limit I Document I Loan Amount I Subsidy I Latest News I ମୋ ଘରା ଯୋଜନା ଓଡିଶା I Mo Ghara Scheme I Mo Ghara Yojana Odia

Mo Ghara Yojana Odisha

The Naveen Patnaik Government introduced the “Mo Ghara Yojana” on May 29. This program aims to help people who don’t have enough money to build or fix their homes by providing financial support tied to credit. It’s a big relief for those who are not well-off financially. The Odisha Government recently approved 18 important plans, including the Mo Ghara scheme. This is because the BJD party has been in power for four years in its fifth term. You can keep reading to learn more about the Mo Ghara Scheme in Odisha, including what it’s about, its goals, what it offers, who can apply, what documents you’ll need, how to apply, and other important details.

Mo Ghara Scheme Odisha Details Overview

Name Of Scheme	Mo Ghara Yojana Odisha (ମୋ ଘରା ଯୋଜନା ଓଡିଶା)
Introduced by	Naveen Patnaik Government
State	Odisha
Beneficiaries	Lower Middle Class People of Odisha
Loan Amount	Rs 3 Lakh
Official Website	https://rhodisha.gov.in/moghara/

Odisha Mo Ghara Yojana 2023

The program coincided with the end of Mr. Patnaik’s fifth term’s fourth year. It’s designed to help families who couldn’t access existing housing programs because they didn’t meet strict requirements or lacked enough funds. It’s also for those who previously got less housing help and now want to upgrade or expand their homes.

This housing program, funded entirely by the State, got the green light from the State Cabinet, led by Odisha’s CM. Loan applications will start being accepted on June 15, 2023. The “Mo Ghara” yojana was one of 18 ideas approved by the Odisha Cabinet, also led by Chief Minister Naveen Patnaik.

Chief Minister Naveen Patnaik was in charge of the Cabinet meeting where this decision was made. The Odisha State Government approved 18 proposals to establish Mo Ghara (Government Housing Assistance in Rural Areas), a new housing program, in anticipation of the 2024 elections.

This came a week after the Cabinet change that added three new ministers to Odisha’s Council of Ministers. The State Government will provide funds under the “Mo Ghara Yojana” in the Panchayati Raj & Drinking Water Department to help lower and lower-middle-class rural households fulfill their housing aspirations.

Mo Ghara Yojana Odisha Main Objective

The State Cabinet gave the green light to a new housing program called “Mo Ghara.” Its purpose is to provide financial help to rural households in Odisha with lower or lower-middle incomes so they can achieve their dream of having a home. This program will assist families who couldn’t access existing housing programs because they didn’t meet the strict rules or because there wasn’t enough money available.

Mo Ghara Yojana Odisha Benefits

Here are some important features and benefits of the Mo Ghara Yojana in Odisha:

1. It offers sturdy housing to rural people, improving their quality of life.
2. It reduces the vulnerability of rural poor families to disasters.
3. It helps rural residents feel more respected and dignified.
4. It contributes to the economic growth of rural communities.
5. Beneficiaries of the program can get a housing loan of up to Rs. 3 lakh, which they can repay over 10 years, with a one-year grace period for payments.
6. The loan amounts are divided into four slabs: Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 3 lakh, as per the Cabinet notification.
7. People with monthly incomes below 25,000 rupees and those who have received housing aid of 70,000 rupees or less in the past may be eligible for a loan under the Mo Ghara program.

Mo Ghara Yojana Odisha Loan Subsidy Amount

Loan Amount	Subsidy Provided
1 lakh	Rs.30000
1.5 lakh	Rs.45000
2 lakh	Rs.60000
3 lakh	Rs.60000

Mo Ghara Yojana Odisha Eligibility Criteria

To apply for the Mo Ghara Yojana in Odisha, you need to meet these requirements:

1. You must be a permanent resident of Odisha.
2. You shouldn’t own a solidly built house in Odisha; you should live in a less sturdy house.
3. You should be categorized as Economically Weaker Section (EWS).
4. Family’s monthly income must be Greater than Rs. 25,000.
5. You should not have received any previous government housing assistance.

Mo Ghara Yojana Odisha Documents Required

Some of the important documents required for Mo Ghara Yojana Odisha are as follows:

• Passport size photograph
• Aadhaar Card
• Voter ID Card
• Proof Of Address
• Proof Of Identification
• Residence Certificate
• Bonafide Certificate
• BPL Certificate
• EWS(Economically Weaker Section) Certificate

Mo Ghara Yojana Odisha 2023 Application Process

Applicant who match the eligibility criteria needs to apply online by follow the steps given below:

• First visit the official website of Mo Ghara Yojana Odisha
• The homepage will appear on the screen.

• Click the Registration Option on the top of the home page
• The new screen will appear
• The registration form will be open where you have to enter your basic details like name, email id, mobile number, address etc.
• After filling your details carefully upload your documents as required.
• After Successful registration, use the login credential and enter the details in application form.
• Than finally click on the submit button and complete the application process.

Also Read:Odisha Kalinga Sikhya Sathi Yojana Online Apply 2023 I Registration I Login I Student Loan

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